real estate loans to fit your needs
American Bank offers a variety of construction and real estate lending options, along with the hometown personalized service you deserve.
Construction Loans
Building your dream home or a second home getaway? Let American Bank’s experienced lending staff guide you through the financing and construction process.
Home Equity Loan
Leverage the equity in your home to pay for a one-time need such as remodeling, landscaping, weddings or debt consolidation. Enjoy longer term flexibility and the possibility of saving on your taxes by deducting interest costs (consult a tax professional about the deductibility of your interest costs). These have a fixed rate payment.
Home Equity Line of Credit (HELOC)
A HELOC is a revolving loan product secured by your home’s equity. Get pre-approved for a specific loan amount, and use the money as you need it. This loan offers interest-only payments for a set period and converts to a fixed-term loan later.